Anything you submit over this website is 100%, fully secure. And we never, ever share it with anyone except by permission. If you're giving us information you want us to use to get the best loan for you, we use that information to tell mortgage investors about you and convince them to loan you money. Those investors are bound by federal law to keep your information secure and private.

Here is a list of the information we will use to consider your loan application.

General Info

Name, Social Security Number, Date of Birth and copy of current state issued photo identification for all borrowers on the loan.

Residential

History for the past two years including addresses, dates, whether you owned, rented or lived rent free, and the monthly payment/rent.

Employment

History for the past two years, employment dates, addresses, earnings.
Current pay stubs covering a 30-day period and last two years W-2 forms.

Assets

Checking and Savings Accounts:
Name and location of bank accounts, account numbers and balances;
Address of bank if out of town
Last 2 months' account statements

Stocks, Bonds, and Investment Accounts:
Broker's name and address, description of stocks, bonds, etc. 
Most recent statement or copies of stock certificates

Life Insurance Policies
Insurance company, policy number, face amount, cash value, if any

Retirement Plan (IRA):
Approximate vested interest value
Copy of latest statement

Automobiles:
Make and model of automobiles, their resale value

Other Assets:
Market value of personal and household property (If applicable)

Liabilities and Other Non-Mortgage Debt:
Creditors names, addresses, account numbers
Monthly payments and balances

If you're self-employed:
Two years income tax returns, profit and loss statements, both company and personal if they are separate.
Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA. (If applicable)

If you have income from:
Commission
Overtime
Bonuses
Partnership
Rental Property
Trust Accounts
Notes Receivable
Interest/Dividends
You'll need two years' personal federal income tax returns.

If employed in family business:
Personal federal income tax returns and all schedules for the past two years.

If divorced or separated:
Complete executed divorce decree and settlement agreement.
Payment history of alimony/child support over the past 12 months, if it is a financial obligation. (If applicable)
If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

Name and address of all mortgage lenders for the past 24 months, account numbers, monthly payments and balances

If you've sold your home but not closed:
A copy of the sales contract

If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement

Name, address and phone number of landlords for the past 24 months

Purchase sales contract or offer to purchase and all addendums
Furnish contract with original signatures of buyer(s) and seller(s)

If a source of your down payment is a gift:
Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts funds to be part of your down payment.

For FHA Financing
Evidence of Social Security Number and photo identification

For VA Financing
DD214 and Certificate of Eligibility

For Construction/Perm Loan
Signed construction with cost breakdown, builder plan and specifications